Car Loan Application Checklist

  1. Is the car secondhand?
    If so, a Vehicle History Inspection Report (or HPI check) must be included with the application.
  2. Is the car over 4 years old?
    If so, an Independent Engineer's report must be enclosed with the application.
  3. Do you have an existing car loan?
    If so: (i) a new loan will only be granted if the current loan has been in place for more than two years; and (ii) you must remember to include the outstanding balance of the existing loan on the application form.