The CHARM Scheme
The Church's Housing Assistance for
the Retired Ministry (CHARM) Scheme came into operation in 1983 and
the Board is able to assist beneficiaries vacating tied housing
with retirement accommodation via the Shared Ownership Scheme, the
Rental Scheme, the Supported Housing Schemes, or Manormead Care
Home (with Nursing), as follows:
Retired Clergy, Deaconesses,
Licensed Lay and Church Workers, and Church Army Officers;
with at least five years
qualifying pensionable service under Clergy Pension Measures;
with insufficient financial
resources to purchase a property outright; and
their Spouses, Civil Partners,
Widows and Widowers.
Non-Stipendiary Ministry (NSMs),
members of other Religious Orders and Lay Pensioners, with a
minimum of five years service, are eligible for the Supported
Housing Schemes and Manormead Care Home (with Nursing).
Retirement housing is not provided
'as of right', but may be offered having regard to the resources
available to the Board and each applicant's circumstances. It is
not the purpose of the Scheme to assist those who have some
resources of their own, either in the aquisition of a larger
property, or with their wider financial planning, by freeing
capital for other purposes.
Housing Schemes available
There are three categories of
housing assistance available, each of which is described in more
detail within this section of the website:
In addition, the Board administers
Manormead Care Home (with Nursing) for those
who require full Nursing Care, including two Dementia Care
Since 2011, the Board has worked in
partnership with Sanctuary Maintenance, who provide a wide range of
maintenance services for the Board's property portfolio:
information about Sanctuary Maintenance is available on this
In April 2010, the Board introduced
changes to the Eligibilty Criteria by increasing the minimum
service required for the Rental Scheme from five years by one year
every April, until the required service is 15 years in 2019, so the
minimum service required is currently nine years. Years of
qualifying service are determined by an applicant's service on
their date of retirement; even if they subsequently apply to the
Board for housing later in their retirement.
However, this increase does not
apply to the Shared Ownership Scheme, the Supported Housing
Schemes, the Care Home, or early retirement due to Ill Health,
where minimum service required remains at five years.
Elegibility was also extended to
Clergy with a minimum of five years Stipendiary service plus House
for Duty service that matches the minimum service requirement; and
eligibility for the Supported Housing Schemes and the Care Home was
extended to those ordained with Non-Stipendiary Ministry service
and applicants from other Religious Orders with the minumum of five
years service required.
The Board also extended eligibility
to the Supported Housing Schemes and the Care Home to all
individuals who receive a pension from the Board, including their
spouses/civil partners, with the minimum of five years service
required. However, those with Ministry service will always take
priority over Lay applicants on the waiting lists.
We would encourage applicants to
contact the Board one year before the intended retirement date to
establish eligibility for retirement housing.
Shared Ownership Scheme
The Shared Ownership Scheme was
introduced in 2008; its aim is to make home ownership an affordable
option for retiring clergy and other beneficiaries who cannot
afford to purchase outright on the open market. The Board purchase
the property and then grant a 99 year lease to the shared owner.
The minimum share that applicants can purchase is 25% of the
property's value; and rent is payable on the Board's share of the
Service charges are also payable,
which smooth the costs of maintenance and repair, so there are no
unexpected bills. Additional shares in the property can be
increased at any time in the future (staircasing) up to owning it
outright; or you can sell the share that you own when you move. The
maximum contribution from the Board is currently fixed at £150,000.
Documents about the Shared Ownership Scheme are
Beneficiaries may apply to the
Board for Rental accommodation from nine months prior to
retirement. The terms and conditions of the Scheme, including the
type of property which would be acceptable, and some useful
questions and answers, are contained within the Retirement Housing Booklet.
If you are approaching retirement
age and are considering your future plans for your retirement home,
the Board's staff would be pleased to offer you some guidance. You
can download an Application Form and please return the form,
duly signed, to the Housing Department.
Supported Housing Schemes
With accommodation specifically
designed for the needs of elderly people, the Board provides
modern, purpose designed Supported Housing Schemes around the
country for its beneficiaries, built to the highest standards.
Accommodation is in the form of self contained flats within a
caring Christian community, which enables residents to live an
independent life, but still have the comfort, support and security
of having fully trained staff on hand if needed, together with the
companionship of others.
The Supported Housing Schemes are
(please click on links for more information):
We have produced a DVD that brings
to life what is on offer at the Board's seven Supported Housing
Schemes and Care Home (with Nursing): please click here for
details of the DVD. Furthermore, for those thinking about future
options for retirement accommodation who would like to find out
more by visiting one of our Supported Housing Schemes, we are
currently offering the opportunity of a Free Overnight Stay at one of the Schemes.
Manormead Care Home (with Nursing)
For those beneficiaries who require
Nursing care, the Board administers a Care Home with full Nursing
which is able to accommodate 34 patients, mostly in their own
rooms, but with a number of shared rooms for married couples.
Please click here for up-to-date details about Terms of Admission and Current Vacancies.
Please click here for further
information about Manormead Care
The Nursing Home now includes two
Dementia Care Wings - please click here for Information and Terms and a link to the Dementia Care Wing page.
If after reading the Retirement
Housing Booklet, you have any specific questions applicable to your
own circumstances, please telephone the office:
Supported Housing Schemes
Manormead Care Home (with Nursing)
The Church of England Pensions
Board's Retirement Housing page offers links to external websites
for the convenience of its viewers. However, the Board is not
responsible for the content of external websites and the provision
of links does not imply endorsement.
For general information in respect
of care and housing advice for older people, you may wish to access
this link to: