Defined Contribution Section
Welcome to the member section of the Church Administrators
Pension Fund - Defined Contributions Section.
This page will explain the investment options open to you, and
how to contact the Pensions Board staff.
What are my investment options?
There are three basic approaches that you can take:
- you can use the default investment choice known as the 'equity
- you can choose an ethical version of this known as the 'ethical
- you can choose one or more funds from the list below. Choosing
your own funds is known as 'freestyle' investment.
What is Lifestyle investment?
Lifestyle investment is designed for those who would prefer not
to make their own investment decisions.
Lifestyle investment options are specially designed to switch
your contributions as you approach your target retirement age. You
do not have to decide which funds to invest in or when to switch
between funds. This helps to reduce the risk of your contributions
being affected by volatility in the stock market in the lead up to
You can choose a target retirement age between 55 and 70. This
is very important as it determines when your contributions are
switched between funds. You should choose the age at which you
intend to retire, and change your target retirement age if your
What is Freestyle investment?
Freestyle investment offers you the opportunity to select the
funds that you wish to invest in. This is designed for the more
confident investor as you have control over which funds your
contributions are invested. Before choosing one or more of the
funds below you should think about how confident you are at making
investment decisions and assess your attitude to risk.
What can I invest in?
|UK ethical fund
||L&G Ethical UK Equity Index Fund
|Global ethical fund
||L&G Ethical Global Equity Index Fund
||L&G UK Equity Index Fund
||L&G Overseas Equity Consenus Index Fund
|Balanced equity fund
||L&G Global Equity Market Weights (30:70) Index Fund
Gilts and Bonds
||L&G Over 5 Year UK Index-Linked Gilts Fund
|Fixed interest gilts
||L&G Over 15 Year UK Gilts Index Fund
||L&G AAA-AA-A Corporate Bond All Stocks Index Fund
||L&G Managed Property Fund
||L&G Cash Fund
L&G has a client site which contains full details of all the
available funds including up to date unit prices and fund
performance. You can access the L&G client site at www.lgim.com/clientsite. Details of the
username and password are available from the Pensions Board.
An investment guide is also available to
If you have any questions please Contact the Pensions Department.