If you can't afford to buy a share of a home, CHARM rental
housing offers you the opportunity to rent a modest, unfurnished
home that we already own, under a tenancy
This would mean you could stay in our property as long as you
were able to- this is known as an Assured Tenancy.
To be eligible for one of our rental properties you must:
be (or have previously been)
living in a 'tied' house;
be in need of affordable
retirement housing i.e. are not able to buy a home of your own or a
share of a home under our shared ownership scheme; and
have a minimum length of
stipendiary service by the time you retire. For more
information on this, download Your guide to retirement housing
For more details on how
to find out whether you are eligible for help from
us, click here.
How the rental scheme
Once you have got in touch with us and we have confirmed you are
eligible, we would meet or call you to talk you through how the
During this meeting or call we would help you to identify what's
important to you for your home during retirement. We would
also help you to consider what you might need in the future, in
order to be able to continue to live in your home throughout your
Our properties are modest and sizes vary depending on location,
with inner city properties (particularly London and areas near the
M25) being considerably smaller than rural areas.
You would be asked to consider more than one area to move to, in
order to increase your chances of finding a suitable property in
time for your retirement.
You would need permission from your bishop or archdeacon if you
wanted to include your parish as one of your areas.
Our portfolio of properties changes frequently and we will
continue to increase the number of properties that we own in
boroughs and counties where our customers say they want to
live. We would not be able to guarantee, however, that we
would have a particular type of property in a specific area, so the
more flexible you could be on location, the more choice you would
If after talking with us you decide the scheme is for you, we
will send you details of potential properties in England and Wales,
You would be able to choose any that interest you and ask for a
viewing. If after a viewing you think you have found
your home, you would be able to reserve that property (rent free)
for up to 5 years, to move into as soon as you retire.
Should more than one customer want to see the same property, the
customer with the most urgent circumstances will view the property
Getting the property ready
We bring customers' chosen homes up to a good standard before
they move in. Where needed we will decorate, upgrade kitchens
and bathrooms and provide adaptations. You would be able to
choose from a selection of kitchen and bathroom styles. All
properties are unfurnished.
Rent and other expenses
You would pay a monthly rent for your home. Rents are based on
the value of the property and are subsidised so that they are more
affordable than market rents. Rents are reviewed
annually. You would need to pay for moving costs, furnishings
and white goods, contents insurance and on-going utility and
council tax bills.
Repairs and Maintenance
As the landlord, we undertake repairs and maintenance of
customers' homes apart from cleaning, gardening and internal
decorations. You would find full details of our obligations
as a landlord in your tenancy agreement and residents handbook.
If you would like to see if you are eligible for shared
ownership or rental housing or to find out more about how we
support our customers with retirement housing please call 0207 898