If you can't afford to buy a share
of a home, CHARM Rental housing offers you the opportunity to rent
a modest, unfurnished home that we already own, under a
This would mean you could stay in
our property as long as you were able to - this is known as an
To be eligible for one of our Rental properties you must:
be (or have previously been)
living in a 'tied' house;
be in need of affordable
retirement housing i.e. are not able to buy a home of your own or a
share of a home under our Shared Ownership Scheme; and
have a minimum length of
stipendiary service by the time you retire. For more
information on this, download Your Guide to Retirement Housing
more details on how to find out whether you are eligible
for help from us, click here.
How the Rental Scheme works
Once you have got in touch with us
and we have confirmed you are eligible, we would meet or call you
to talk you through how the scheme works.
During this meeting or call, we
would help you to identify what's important to you for your home
during retirement. We would also help you to consider what
you might need in the future, in order to be able to continue to
live in your home throughout your retirement.
Our properties are modest and sizes
vary depending on location, with inner city properties
(particularly London and areas near the M25) being considerably
smaller than rural areas.
You would be asked to consider more
than one area to move to, in order to increase your chances of
finding a suitable property in time for your retirement.
You would need permission from your
Bbishop or Archdeacon if you wanted to include your parish as one
of your areas.
Our portfolio of properties changes
frequently and we will continue to increase the number of
properties that we own in Boroughs and Counties where our customers
say they want to live. We would not be able to guarantee,
however, that we would have a particular type of property in a
specific area, so the more flexible you could be on location, the
more choice you would have.
If after talking with us you decide
the Scheme is for you, we shall send you details of potential
properties in England and Wales every month.
You would be able to choose any
that interest you and ask for a viewing. If after a viewing
you think you have found your home, you would be able to reserve
that property (rent free) for up to five years, to move into
as soon as you retire.
Should more than one customer want
to see the same property, the customer with the most urgent
circumstances will view the property first.
Getting the Property
We bring customers' chosen homes up
to a good standard before they move in. Where needed, we shall
decorate, upgrade kitchens and bathrooms, and provide
adaptations. You would be able to choose from a selection of
kitchen and bathroom styles. All properties are
Rent and other
You would pay a monthly rent for
your home. Rents are based on the value of the property and are
subsidised so that they are more affordable than market
rents. Rents are reviewed annually. You would need to pay
for moving costs, furnishings and white goods, contents insurance,
and on-going utility and Council Tax bills.
As the landlord, we undertake
repairs and maintenance of customers' homes, apart from cleaning,
gardening and internal decorations. You would find full
details of our obligations as a landlord in your Tenancy Agreement
and Residents Handbook.
If you would like to see if you are
eligible for Shared Ownership or Rental housing, or to find out
more about how we support our customers with retirement housing,
please call 020 7898 1824.