Church of England Pensions Scheme
The Church of England Funded Pensions Scheme (CEFPS), also known
as the Clergy Pension Scheme, provides pensions for Clergy and
licensed lay workers.
The Clergy Pension Scheme provides members with a defined
benefit pension and a lump sum on retirement. Membership is
automatic if you are in a stipendiary position with the Church
For details of the benefits the Clergy Pension Scheme provides,
please read our Members' Guide.
If you require further information about the Clergy Pension
Scheme or have any questions about the benefits it provides please
There are a range of related documents on the right hand side of
this page that may be of interest to you.
If you are an employer and would like to find out more about
participating in and administering the Clergy Pension Scheme,
please visit our
Additional Voluntary Contributions (AVCs)
You can increase your retirement benefits by paying AVCs.
Further details are on our Clergy AVCs page.
The benefits provided by the Clergy Pension Scheme is in
addition to your State Pension. To find out more about your State
benefits please visit the Government website: https://www.gov.uk/state-pension/overview
Planning for retirement
Planning for retirement is vital, and the transition between
working life and retirement is made easier if you plan early. Help
is at hand, and you can read the Money Advice Service's guide to retirement
We will send you an annual update letting you know how much you
can expect your pension and lump sum to be when you retire. You can
also get in touch with us to obtain a retirement quote.
If you feel your pension may not be enough to provide for your
retirement you can increase your benefits by paying AVCs. Please
visit our AVC
page for more information.
You should also strongly consider your housing arrangements for
retirement. If you feel you may benefit from housing support from
the Church of England please visit our Housing page.
There are also a range of other ways that you can save and plan
for later life. Our useful links page provides some of the
organistations and websites that can help.
If you would like to know more about how the changes to the ways
people can use their retirement savings please see our Retirement Freedom and
Although we are not able to offer you financial advice we can
provide you with all of your Clergy Pension Scheme options. Please contact us if
you would like to dicuss your options.
Keep your pension safe!
Pensions are becoming an increasingly
attractive target for fraudsters and other criminals because of the
new pension freedoms. Please be careful with cold calls, texts or
letters from people or organisations making claims that they can
help you access your pension.
If you are in any doubt about your
options or the advice you have been given, you should talk to The
Pensions Regulator or a regulated Independent Financial
You can find out more about keeping your pension safe at the
Pensions Regulator's website: