Supporting you in looking at home ownership

This page lays out a range of home ownership options that clergy may consider as part of their future planning. 

We would recommend anyone exploring home ownership to take independent financial advice. Please visit our dedicated page for helping you find a financial advisor. We have also partnered with Ecclesiastical Financial Advisory Services to offer a discounted rate for our pension scheme members, and the first conversation is free. See more information here.

While this page was drafted with stipendiary clergy in mind, some of these options may also be applicable to self-supporting ministers.

Mortgage options that may be more applicable earlier in ministry

Residential Mortgage with Consent to Let

Mortgages that may be more applicable later in ministry or at retirement

Shared Ownership
Older People Shared Ownership (OPSO)
Retirement Interest-Only (RIO) Mortgage
Other Later-life Mortgages

Please do get in touch with us if you would like some more guidance on how to access these options.

Email at [email protected] 
Phone on 0207 898 1824 (Monday to Friday, 9am to 5pm)
Post at PO Box 2026, Pershore, WR10 9BW